Last updated: 27 July 2026
1. Acceptance of these terms
By using buyerlogic.com.au ("Buyer Logic", "we", "us", "our"), you agree to these Terms and Conditions. If you don't agree, don't use the site.
Buyer Logic is a website operated by Joel Hynes.
2. About Buyer Logic
Buyer Logic provides free property-related calculators, tools, and educational content for Australian home buyers and investors. It does not process payments or collect personal information directly — any signup, purchase, or data collection happens through Stan Store, a separate platform.
Buyer Logic is an educational resource, not a licensed real estate or buyer's agent service.
3. General information only — not personal advice
Everything on this site — calculators, blog posts, tools, and market commentary — is general information only. It does not take into account your personal financial situation, needs, or objectives, and it is not financial, legal, tax, or lending advice.
Calculator outputs are estimates based on the inputs you provide and publicly available data. They are not a guarantee of loan eligibility, property value, borrowing capacity, or investment outcome. Actual results from a lender, valuer, or the ATO may differ.
You should seek advice from a licensed financial adviser, mortgage broker, accountant, or solicitor, as appropriate, before making any property or financial decision.
4. Accuracy of information
We source data used on this site from published sources including the ABS, ATO, RBA, Cotality/CoreLogic, Domain, and SQM Research, and we cite the source and date wherever a figure is used. Market data changes regularly. We make reasonable efforts to keep information current but do not warrant that any information on the site is accurate, complete, or up to date at the time you read it.
To the extent permitted by law, we exclude all warranties, express or implied, regarding the accuracy or reliability of content on this site.
5. Limitation of liability
To the maximum extent permitted by law, Joel Hynes excludes all liability for any loss or damage (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, including calculator results.
Nothing in these terms excludes, restricts, or modifies any consumer guarantee, right, or remedy you have under the Australian Consumer Law that cannot lawfully be excluded.
6. Intellectual property
All content on this site — including text, calculators, tools, graphics, and branding — is owned by or licensed to Joel Hynes, unless otherwise stated. You may view and share content for personal, non-commercial use. You may not reproduce, republish, or commercially exploit our content without our written permission.
7. Acceptable use
You agree not to:
- Use the site for any unlawful purpose
- Attempt to interfere with, disrupt, or gain unauthorised access to the site or its underlying systems
- Scrape, copy, or republish site content at scale without permission
8. Stan Store and third-party links
This site links to Stan Store and other third-party websites. Any signup, subscription, or purchase you make happens on Stan Store's platform, under Stan Store's own terms and privacy policy — not these ones. We're not responsible for the content, accuracy, availability, or privacy practices of Stan Store or any other third-party site we link to.
9. Changes to these terms
We may update these terms from time to time. Continued use of the site after changes are posted means you accept the updated terms. The current version will always be available on this page, with the last updated date shown above.
10. Governing law
These terms are governed by the laws of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of New South Wales.
11. Contact us
Joel Hynes info@theshorelineagency.com.au